who a hype inna pal and nah no credit

well it has come to my attention dat unscrupulous people pan pal a hype bout house and car and land and nah no credit card...so i wud like to know how u fi get a mortgage wen u have bad credit? ahahahahahhahahahhahaha.....me a talk up di tings dem

myy goodd....lmaooooooooooooooooooooooooo miiiii a dead with laugh.....welll mi thank god mi have credit card and mi credit scoreeeeeee high...ahahahaaaaaaaaaaaaaaaaaaaaa a which mannnn a no credit inna vra but claim dem own house and big carrrr.....................defend unu selff.....sharp i think we need to calll name